Some types of IRAs allow you to save without paying taxes on the funds until you begin to make withdrawals, while other IRAs offer tax-deferred earnings.

• Traditional, Roth, and Coverdell Education are the types of IRAs that we offer.
• For your convenience, there is no minimum balance required and no monthly service charge on any IRA that you may choose.
• Withdrawals are permitted and penalties may apply according to the IRS regulations.
• Dividend rates are compounded and paid quarterly based on the average daily balance. 
• Contribution limits may vary depending upon your age and the type of IRA.
• Statements are issued quarterly by mail or e-statements.
• If you have a checking account or electronic transactions post to your shares, monthly statements are provided.
• Your funds are insured up to $250,000 per account by National Credit Union Administration.