How To Join
The qualifications for membership are easy. Do you live, work, worship or attend school in Transylvania or Henderson County? Then you qualify!
Information required to open an account:
*Valid Photo ID
*Social Security Card (Medicare card or Tax form)
*$5.00 Savings Deposit
*Proof of Address
(If different than what's shown on ID)
So why should you join?
Three reasons why you should be with a credit union versus joining a bank:
- Better Rates. As not-for-profit institutions, credit unions are generally able to offer lower loan rates and higher deposits than banks.
- Valuable FREE services. Credit Union members enjoy the service convenience of today’s technology, including telephone, online banking and mobile banking.
- Members Ownership. Owned by their members (rather than outside stockholders), credit unions are focused on people – not profits. Members elect a volunteer board to oversee their credit union: the credit union’s recourses are then directed toward the good of the membership as a whole. Credit Unions exist to serve their member-owners by helping them to make the most of their money.