Mortgages

Ecusta Credit Union knows that buying a home is one of the most important purchases you’ll ever make. Whether you are buying your first home, your vacation home or just refinancing for a lower payment, Ecusta Credit Union is here to answer all your questions on a personal basis by people you know and trust.  We offer fixed rate mortgages with 7, 10, 15, 20 and 30-year terms and no escrow. 90 % financing of appraised value or selling price (based on lowest figure) is available. Ecusta Credit Union can finance properties in a multi-state area including: South Carolina, Georgia, Tennessee and Virginia.

Home Equity Loans

If you want to remodel, pay down high-interest debt, pay college tuition or make a large purchase, capitalizing on the equity you have built up on your primary residence may be one of the smartest ways to get the money you need. Ecusta Credit Union can meet your needs with a Home Equity loan. You can borrow up to 90% of the appraised or tax value of your home. We offer a “fixed” rate as low as 5%** with interest charges that may be tax-deducible*.

*Finance charges may be deductible from your taxable income, but please consult your tax adviser for details.
**Rate based on your beacon score.