Share Secured VISA credit card

A great way to build credit if you have no credit history or have been turned down for credit in the past.

• No annual fee
• 25-day grace period on purchases
• To establish your credit limit, you must make a deposit as little as $100 to a second savings account.
• The total balance is held as a deposit as long as the Secured VISA account is open
• You still need to make monthly payments towards any balance you accrue, as with any other credit card
• Once you establish a good credit history, you may be eligible to graduate to an unsecured credit card
• Low interest rate of 9.25% (APR) 

  VISA Classic Credit Card

• No Annual Fee
•  25-day grace period on purchases
• Credit limits up to $10,000
•  An interest rate that is the same for purchases and cash advances
• For your convenience you can make your VISA payment at the credit union office. Don't worry about your payments lost in the mail and save on postage.
• Applications for a VISA credit card are available in the credit union office
• Low interest rate of 9.25%