Sharedraft Account (Premium Plus) 

The Premium Plus/Money Market account is similar to the traditional checking account. Ecusta Credit Unions Premium Plus/Money Market checking accounts are tiered accounts and to earn the higher dividend rate you must maintain a balance of $1000 or more. If your account balance falls below $999.99 your dividend rate falls back to the regular checking account rate. The interest rate is declared by the Board of Directors and may be changed monthly. Dividends are compounded daily and credited monthly.

Checks are FREE for Premium Plus/Money Market checking accounts. Three (3) checks a month may clear at no charge. A $5.00 service charge will apply for each additional check clearing that month.

Unlike a traditional checking account, your canceled checks are not returned to you. Each time you write a draft, you automatically produce a carbonless copy for your records. Copies of original checks are available for a small fee. You will receive a monthly statement showing all cleared checks, the check amount and all other transactions on your account.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.